HausVorteil AG: HausVorteil AG reports on the first half of 2026 and expands its brokerage offering

Hamburg (pta046/30.09.2026/23:00 UTC+2)

• Revenue of EUR 822.9 thousand and a net loss for the half-year of EUR 202.4 thousand
• Equity ratio of 55.1% as at 30 June 2026
• Off-market platform BodoBroker.com launched and mortgage brokerage added to the offering
• Business performance continues to depend largely on the availability of viable financing

Hamburg, 30. September 2026 – HausVorteil AG (ISIN DE000A31C222), a provider of equity release solutions for property owners, generated revenue of EUR 822.9 thousand in the first half of 2026. The net loss for the half-year amounted to EUR 202.4 thousand. A challenging financing environment constrained both acquisitions of properties and property shares for the Company's own portfolio and the brokerage of transactions to investors. In parallel, the Company further developed its distribution channels and expanded its offering to include mortgage brokerage.

Financing conditions limit transaction volumes

During the reporting period, stricter bank requirements regarding creditworthiness, loan-to-value ratios and collateral, together with higher investor return requirements, made it more difficult to conclude new business. Longer due diligence processes and postponed investment decisions caused acquisition and brokerage volumes to fall significantly short of expectations.

The lower number of completed transactions limited revenue from new business. Despite further cost reductions, ongoing costs could not be fully covered in the first half of the year.

As at 30 June 2026, HausVorteil AG's total assets amounted to EUR 1,656.8 thousand. Equity stood at EUR 913.5 thousand, corresponding to an equity ratio of approximately 55.1%. Cash and cash equivalents amounted to EUR 62.7 thousand, supplemented by securities held as current assets of EUR 123.0 thousand. Safeguarding liquidity and securing financing for future acquisitions remain key priorities.

BodoBroker.com and mortgage brokerage broaden the offering

In June 2026, HausVorteil AG launched its off-market platform BodoBroker.com. The platform connects sellers of equity release properties with potential investors. Partner estate agents can present their listings to a targeted audience. This gives HausVorteil an additional distribution channel for its own brokerage activities and its network of estate agents.

In addition, following the granting of further business licences, the Company now offers mortgage brokerage services. Alongside the existing equity release products, this gives property owners access to another financing option, for example for energy efficiency improvements. Cooperation with businesses carrying out energy efficiency improvements is planned as an additional distribution channel.

Focus on additional funding sources

To broaden its funding base, the Company issued the "HV GenerationsKapital 2026" bond through its subsidiary HV GenerationsKapital GmbH. Under the terms of the offering, the public placement period is expected to run until 28 February 2027. The trustee arrangement provides that subscription funds for property acquisitions may only be disbursed once the security trustee has authorised their release.

Outlook for the second half of 2026

HausVorteil AG is working to attract additional banks and investors to finance its equity release products. The focus is on financing solutions for individual acquisitions and structures for larger property portfolios.

Until binding financing commitments are in place, the Company is assessing new acquisitions particularly carefully in terms of economic viability and the availability of financing. At the same time, it aims to expand its brokerage business through its network of estate agents and BodoBroker.com. The addition of mortgage brokerage opens up further business opportunities.

Performance in the second half of the year will depend significantly on when funding becomes available on a binding basis and on the terms under which new transactions can be completed. The Company continues to align its costs and the allocation of its resources with the business it can actually conclude.

For further information, please contact:

Sören Ploschke (CFO)
Phone: +49 40 237 244 001
Email: Invest@HausVorteil.de

About HausVorteil

HausVorteil AG (Ticker: KA1 / ISIN: DE000A31C222), founded in 2021, is a real estate company specializing in equity release. The company brokers real estate and innovative recapitalization products to professional investors and proprietary acquisition vehicles, enabling homeowners to access liquidity flexibly without having to give up their homes.

The bond "HV GenerationsKapital 2026," issued by the wholly owned subsidiary HV GenerationsKapital GmbH, allows investors to participate via debt capital in the acquisition of properties brokered through the HausVorteil AG platform.

The BodoBroker investor newsletter provides qualified investors and partners with direct access to selected investment opportunities. Specific transactions in the equity release real estate sector are regularly presented and offered for placement via this platform.

Note: This communication contains forward-looking statements based on current expectations and assumptions of management. Actual developments may differ.

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Emitter:	HausVorteil AG Am Sandtorkai 71 20457 Hamburg Germany
Contact Person:	Sören Ploschke
Phone:	+49 40 237 244 001
E-Mail:	invest@hausvorteil.de
Website:	www.hausvorteil.de
ISIN(s):	DE000A31C222 (Share)
Stock Exchange(s):	Free Market in Frankfurt, Munich (m:access)